Morning all, well night time for you actually. I am on my final day in Queensland Australia and apart from 4 lovely hot days last week this area and about 100 miles North have had some devistating weather.
With the main highway between me and my airport flooded last night, I may be stuck here..... as annoying as this may be, I cant help but think about all the thousands of people that have been affected by these monsoon floods.
So I make a cup of tea and sit outside and read the local paper. The rain is coming down, not in cats and dogs but more like catteries and kennels. This is a proper storm.
Understandably the paper has page after page about the devastation and to add even more misery to these poor people some, infact lots arent insured !!! Why, are they lazy or admin adverse ? No,
It turns out that a little and in most cases very little small print clause in their insurance may result in over half of them not getting a penny from their insurance companies. They all have storm damage but storm damage is not flood damage. Clever big insurance companies.... Yep it seems that they are covered if their guttering leaks and causes a mini flood in their house, albiet that most of the pictures ive seen the water is above the guttering ! So to add even further suffering most of them are trying to slavage what they can and im sure that they havent even contemplated their insurance small print.
So, I find myself very close to this devastation and I cant help feel more conected to their plight than I may have done seeing it on the news for example in the UK, but the real devastation will continue for years while some of these poor people have to save and buy all of their possessions again that they thought their insurance had covered them for.
Do I like insurance, No. Do I want insurance, No.
Do I need insurance.... ? Absolutely Yes.
From a very wet Brisbane.
Peter
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